Apps to install for Vietnam: Grab, Be, Green SM, Zalo and payments

Short answer

Grab works in Vietnam for cars, motorbikes and food, and you can pay in cash or by card. As of September 2026, Grab's help centre lists a 4% foreign payment fee on cards issued outside Vietnam. Be and Green SM (formerly Xanh SM) are local ride apps. Zalo, with 78.3 million monthly users in mid-2025, is Vietnam's main messaging app.

Last checked:

VietSim sells prepaid Vietnam eSIMs. This guide mentions our store where it is relevant; the facts come from the sources listed at the end.

Quick facts

App What it is for Useful to know
Grab Cars, motorbikes, food, delivery Cash or card; 4% fee on foreign cards
Be Motorbikes, cars, taxis, airport rides App in English and Vietnamese
Green SM (formerly Xanh SM) Electric car taxis and electric motorbikes Booking hotline 1555
Zalo Messages and calls with people in Vietnam Sign-up confirms a phone number
WhatsApp Messages and calls with home Stays on your home number
MoMo E-wallet payments Accepts foreign passports for verification

All of these need mobile data when you are away from Wi-Fi. VietSim sells prepaid eSIMs for that, so we have a commercial interest in this page.

Grab

Grab offers GrabCar, GrabBike, GrabTaxi, GrabFood, GrabMart and GrabExpress in Vietnam. You see the fare before you book and follow the driver on the map.

Paying. As of September 2026, Grab’s Vietnam help centre lists these cashless methods: payment cards, ZaloPay, MoMo and Viettel Money. Cash is also accepted. Two details matter for visitors:

  • Since 18 March 2024, a 4% foreign payment fee (VAT included) applies to cards issued outside Vietnam. It is charged on the final amount, excluding tips.
  • Cash cannot be set as the default payment method, and you cannot combine two methods for one booking.

Be

Be is a Vietnamese app for beBike, beCar, beTaxi and airport rides, plus food and delivery. Its site lists service in Hồ Chí Minh City, Hà Nội, Đà Nẵng, Nha Trang, Huế and many other provinces. The app is available in English and Vietnamese.

Green SM (formerly Xanh SM)

Green SM is an electric taxi company that was called Xanh SM. It offers Green SM Car, Green SM Premium and Green SM Bike, an electric motorbike service. You book in the Green SM app or on the hotline 1555.

Zalo

Zalo is Vietnam’s own messaging app. VietNamNet reported 78.3 million monthly active users in mid-2025, and 2 billion messages a day. If a Vietnamese contact sends you a Zalo link, this is the app you need.

Zalo’s help page describes sign-up as: enter your name and phone number, then confirm the number to activate the account. Install it before you fly, while your home number receives SMS easily.

WhatsApp

WhatsApp keeps working when you switch to a Vietnamese SIM or eSIM, because the account stays on the number you registered. WhatsApp only asks for a new code if you register again. It sends that code by SMS or phone call, so keep your home line reachable. Telegram is a different case: Vietnam ordered operators to block it in May 2025. More detail is in the Vietnam phone and internet FAQ.

E-wallets and banking

Vietnamese payments run heavily through e-wallets and bank apps, and both are tied to verified identities.

  • MoMo says it accepts foreign passports to verify a wallet account.
  • Bank transfers. Since 1 July 2024, the State Bank of Vietnam has required biometric authentication for online transfers over VND 10 million. Below that, a one-time code is enough while the daily total stays under VND 20 million.

When a Vietnamese number helps

Apps send one-time codes by SMS. A code to your home number works if your home line can receive SMS abroad. A Vietnamese number helps when a hotel, driver or delivery needs to call you locally. Some VinaPhone plans on VietSim include a Vietnamese number for incoming calls and SMS; the plan card says so. See the VinaPhone eSIM plans or all plans in the Vietnam eSIM store.

Before you fly

  1. Install Grab, one other ride app, Zalo and your maps app over home Wi-Fi.
  2. Sign in to each app while your home number receives SMS.
  3. Add a card to Grab if you do not want to carry cash for rides.
  4. Install your eSIM: see how to install an eSIM.

Questions

Can I pay for Grab in Vietnam with a foreign card?

Yes. Grab's Vietnam help centre lists payment cards as a cashless option. It also states that since 18 March 2024 a 4% foreign payment fee, VAT included, applies to cards issued outside Vietnam. Cash is also accepted, but it cannot be set as the default method.

Can I use MoMo as a tourist?

MoMo says it accepts foreign passports to verify a wallet account. Other conditions, such as how you add money, are not covered on that page, so check in the app before you rely on it. Inside the Grab app, MoMo, ZaloPay and Viettel Money are listed payment options.

Is Telegram blocked in Vietnam?

On 21 May 2025 the telecoms department of Vietnam's Ministry of Science and Technology ordered telecom operators to block Telegram and to report their measures by 2 June 2025. Plan to use another messaging app for contacts in Vietnam.

Which ride app should I use?

We do not rank them. Grab covers cars, motorbikes and food and takes foreign cards. Be offers bikes, cars, taxis and airport rides in many provinces. Green SM runs electric car taxis and electric motorbikes. Many travellers install two, so they have a fallback.

Sources

  1. Grab Help Centre Vietnam: Ways to pay for Grab bookings
  2. Grab Vietnam: GrabBike
  3. Be Group: beTransport
  4. Green SM Vietnam
  5. Zalo Help: Register a Zalo account
  6. VietNamNet: Zalo's number of users hits 78.3 million
  7. MoMo: Can a foreign passport be used for verification?
  8. VietNamNet: Biometric authentication required for transfers over VND10 million from July
  9. WhatsApp Help Center: I'm traveling and I can't get my WhatsApp code
  10. VnExpress International: Vietnam orders telecom operators to block Telegram

Published by VietSim, operated by LuKas Holdings sp. z o.o.. Founder and editor: Lukas Berc.About VietSim